Contact an Advisor • Victoria (250)412-3499 or Email • Salt Spring Island (250)537-9499 or Email


Account types

  • Fee-based Investment Accounts
  • Commission-based Investment Accounts
  • Corporate Investment Accounts
  • Registered Education Savings Plans (About RESPs)
  • Registered Retirement Savings Plans (About RRSPs)
  • Tax-Free Savings Accounts (About TFSAs)
  • Registered Retirement Income Funds (RRIFs)
  • Life Income Funds (LIFs)
  • Locked-In Retirement Accounts (LIRAs)
  • Locked-In RRSPs
  • Individual Pension Plans (IPPs)
  • Registered Disability Savings Plans (RDSPs)

Investment product types

  • Stocks
  • Exchange Traded Funds (About EFTs)
  • Mutual Funds (About Mutual Funds)
  • Flow-Through Limited Partnerships (About FTLPs)
  • Investment Loans
  • Life-cycle Investing
  • Protected Notes & Market Linked GICs
  • Structured Notes
  • GICs
  • Tax-Advantaged Investments
  • Preferred Shares
  • Hedge Funds & Alternative Investments
  • Stock Options - Covered Calls, Spreads, etc.
  • Liquid Alternatives
  • Responsible Investing Through ESG Screening
  • Managed Accounts
  • Diversiflex - Relative Strength Investing
  • Strategic Portfolios

Below are examples of the strategies and concepts which
Island Choice Wealth Planners can use to help you achieve your goals.
Insurance products & services provided by Island Choice Insurance Brokers.

Island Choice Wealth Planners Model Portfolios

The Island Choice Wealth Planners Model Portfolios are designed with investor goals in mind. They take into account return goals, risk preferences, and equally importantly, the timeframe in which an investor plans to access their portfolio to fund their lifestyle.

These models incorporate an alternative strategy overseeing risk differently including a tactical investment approach.

Read More

Socially Responsible Investment Portfolios

For those who prefer their investments be screen for ESG (environment, social, and governance) criteria Island Choice Wealth Planners is happy to help you invest for a better tomorrow.

Read More

Funded Retirement

A holding company can be the best place for a business owner to save for retirement.  Both investments and life insurance can provide tax-deferred growth and tax-advantaged or tax-free income in retirement.
Read More

Residential Real Estate Strategy

Seeking long-term growth potential, portfolio diversification, and ongoing monthly income? 

Read More About our Residential Real Estate Strategy

Insured Retirement Programs

These are designed to provide tax free growth, tax free cash flow in retirement, and a tax-free estate.

Flow-Through Limited Partnerships

Flow-Though Limited Partnerships (FTLPs) - These investments typically provide 100% income tax deduction, and sometimes a provincial credit. FTLPs can be used to reduce taxable income. Retirees can also reduce or eliminate Old Age Security (OAS) clawbacks.

Read Our Article on FTLPs
External LinkCRA Info on FTLPs

The Gold Inflation Hedge

A strategy for investors who wish to allocate some of their wealth to gold and precious metal stocks for the long-term, with the objective of hedging against potential inflation.

Read More About Gold Inflation Hedging

Replacement Strategy*

Replacing the fixed income portion of your portfolio with participating whole life insurance can provide better returns and defer tax for decades. 


Is your mortgage interest tax deductible? Converting your mortgage into an investment loan as soon as you have equity available can save you money.  


A combined Mortgage, Line of Credit and Chequing in a single account can help simplify your management of your cash flow and save your money on your mortgage.

Learn About how Manulife One can Save Money and Reduce Stress.

Activating Real Estate in Retirement*

Look at your residential real estate as a key component of retirement income

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Victoria: (250) 412-3499
Salt Spring Island: (250) 537-9499
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