Executive Health Plans

Could Your Company Manage Without You?

EHPs are a solution for incorporated business owners who realize that their business relies heavily on them them to operate.

Typically, an individual like this would have built up retained earnings in their holding company with a long-term outlook for continuing to operate. EHP strategies can provide tax efficient way to access these earnings, while also providing a layer of risk protecting to the company.

What Does EHP do? 

An Executive Health Plan allows joint ownership of a critical illness policy between you and your company.

During the term if you are diagnosed with a covered critical illness your company will receive a non-taxable lump sum payment. If you remain healthy through the term you will get back up to 100% of the premiums paid by you and your company.